Cost of Living in Clermont, FL

When considering a move to Central Florida, one of the key factors to evaluate is the cost of living. Clermont, FL, often referred to as the "Gem of the Hills," offers a unique blend of affordability, natural beauty, and a high quality of life. As local real estate experts at Team Bell, we've helped countless families navigate the Clermont real estate market, and we're here to provide you with an insider's perspective on what it's like to live in this vibrant community.

Housing Costs in Clermont, FL

Housing is typically the largest expense for most families, and Clermont offers a range of options to fit different budgets. The cost of buying a home in Clermont is relatively affordable compared to other parts of Florida, especially areas closer to the coast or major metropolitan hubs like Miami and Tampa.

Buying a Home

The median home price in Clermont is around $350,000, though prices can vary depending on the neighborhood and the type of property. Whether you're looking for a charming single-family home in a quiet neighborhood or a luxurious estate with lake views, Clermont has something to offer for every homebuyer. At Team Bell, we specialize in helping clients find the perfect home that fits both their needs and budget.

Renting

If you're not ready to buy, renting in Clermont is also an affordable option. The average rent for a two-bedroom apartment in Clermont is approximately $1,900 per month. Renters can enjoy well-maintained properties in family-friendly neighborhoods with access to local amenities and top-rated schools.

Utility Costs

Utilities in Clermont are generally in line with the national average. However, it's important to account for Central Florida's warm climate, which means higher air conditioning costs during the summer months.

Electricity

The average monthly electricity bill in Clermont is around $150, depending on the size of the home and usage. Energy-efficient homes and smart thermostats can help keep these costs manageable.

Water and Sewer

Water and sewer costs are typically around $60 to $80 per month, but this can vary based on usage and the size of the household.

Internet and Cable

High-speed internet is widely available in Clermont, with monthly costs ranging from $50 to $100, depending on the provider and package. There is a choice of providers such as Spectrum who offers high-speed internet and Quantum Fiber who offers true fiber optics.

Transportation Costs

Clermont is well-connected to the rest of Central Florida, with easy access to major highways like the Florida Turnpike and US-27. This makes commuting to nearby cities like Orlando convenient, but it's important to consider transportation costs.

Gasoline

Gas prices in Clermont are typically below the national average, making it affordable to commute or travel around the region. The average price per gallon fluctuates but is generally around $3.25.

Public Transportation

While Clermont does not have a robust public transportation system, it is served by Lynx buses, which connect the town to other parts of Central Florida. However, most residents rely on personal vehicles for transportation.

Car Insurance

Car insurance rates in Clermont are competitive, with the average annual premium around $1,200, though this can vary based on factors like driving history and the type of vehicle.

Groceries and Dining

Clermont offers a variety of grocery stores, from national chains like Publix and Walmart to local farmers' markets. The cost of groceries is in line with the national average, making it affordable to feed your family without breaking the bank.

Groceries

A typical grocery bill for a family of four might range from $600 to $800 per month, depending on dietary preferences and shopping habits.

Dining Out

Clermont boasts a range of dining options, from casual eateries to fine dining. A meal at a mid-range restaurant for two people typically costs around $50, making dining out an affordable treat.

Healthcare Costs

Access to quality healthcare is a critical consideration when evaluating the cost of living. Clermont is home to many top-rated facilities offering a range of medical services. Additionally, Clermont’s proximity to Orlando means residents have access to some of the best healthcare providers in the state.

Healthcare Costs

Healthcare costs in Clermont are generally in line with the national average. Health insurance premiums, copays, and out-of-pocket expenses will vary depending on your coverage and healthcare needs.

Education and Childcare

For families with children, Clermont offers excellent educational opportunities, with highly-rated public and private schools. The cost of education and childcare is an important factor to consider.

Public Schools

Clermont is served by the Lake County School District, which offers quality education at no additional cost beyond property taxes.

Private Schools and Childcare

Tuition for private schools in Clermont can range from $5,000 to $10,000 per year, depending on the institution. Childcare costs can vary, with full-time daycare averaging around $800 to $1,000 per month.

Conclusion

Clermont, FL, offers a high quality of life at an affordable cost, making it an attractive option for families, retirees, and professionals looking to move to Central Florida. With its beautiful landscapes, strong community, and proximity to Orlando, Clermont provides the perfect balance of small-town charm and modern conveniences.

If you’re considering moving to Central Florida, Team Bell is here to help you navigate the Clermont real estate market and find the perfect home for your needs. For more insights into living in Clermont and to explore available properties, visit our website at TeamBellFL.com or check out our YouTube Channel. We’re dedicated to making your move to Clermont as smooth and successful as possible.